Online shopping has become increasingly popular over the years as people can shop for almost anything online and have it shipped directly to their doorstep without spending hours wandering around shops or markets.If you are looking for a certain product, you can type keywords into search engine and instantly connect with retailers offering that specific product throughout the internet. Thus, online shopping has become one of the most popular methods of shopping and demand is continually growing.With the ease and convenience of the Internet, most of the people today are choosing to shop online in order to purchase goods they need. But, the problem is that it is not always safe. Malicious scam sites over the internet have been targeting online shoppers for years, and they continue to develop smart tactics to trace valuable information.
The following tips will help you ensure that you are shopping safely online-
Shop at trusted site –Large and renowned retailers will always have secure checkout processes and payment mode to make sure that information is kept confidential. Always take time to check the business’s credibility with the Better Business Bureau and inspect for a secure checkout process in case you find a retailer that is selling a product that you want and have never heard of the store before. While purchasing online, you must look for HTTPS in the URL rather than HTTP. HTTPS make use of Secure Sockets Layer/ SSL, which encrypts the information so that only intended recipient can see.
Use an Online Payment Processor– Use Payment Processor such as PayPal, Google Checkout, or any other secure processor to ensure the safety of your transaction. These processors are designed specifically to help you complete transactions securely without sharing your billing information with the seller.Using a credit card is also considered as the smart way to shop online. In case, you happen to purchase something from a scam site using a debit card, or cash, there’s no possibility to get back your money. But, if you use a credit card, it is the responsibility of the card companies to help you get the reimbursement for fraudulent charges under the Fair Credit Billing Act.
Be Careful While Providing Personal Information Online-It is significant to make sure that you only provide detail that is absolutely essential to help you complete the purchase. If you prefer to use a credit card or debit card, be cautious about giving out the security code/ security password on the back to vendors that you have not given in the past, ensure that you change password regularly for safe & secure transaction.Prefer using a virtual credit card number that allows you to shop online without exposing your real account number. There are some of the banks that provide these kinds of temporary credit card numbers that allow you to set the amount and time frame for a purchase and then send you a card number to use online that will expire relatively quickly and has a lower maximum spending amount and your real credit card number is still secret.
Read the Fine Print– In order to avoid any kind of misunderstandings with the seller make sure that you go the ‘terms and conditions’ page thoroughly on online stores. It is very important a gist of the fine print on the site like shipping details and time, warranty info, return policy, refund policy, guarantee terms etc. Therefore, it is suggested for you to shop online only from reputed sites which are well established and used. Popular sites invest in security and hence are more suitable for an amazing shopping experience online.
Know the Shipping Policy – You may find an online site that offers you an outrageously low price for a particular item, but be sure to look at the shipping charges before you complete the transaction. In order to offset the low price some of the sellers may use high shipping and handling charges and you may not be able to calculate shipping until you have completed the checkout process.